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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Which of the following is NOT a right of the life insurance policyowner?

A) Select and change a beneficiary.
B) Assign or transfer the policy.
C) Borrow from the cash values.
D) Revoke an absolute assignment.

2. An alien insurer is which one of the following?

A) One formed under the laws of a country other than the United States of America.
B) One formed under the laws of a state geographically bordering Oklahoma.
C) One formed under the laws of Oklahoma.
D) One formed under the laws of a state other than Oklahoma.

3. What is the correct term for an individual who is required to be licensed under the laws of this state to negotiate the sale of insurance?

A) Insurance producer.
B) Insurance appraiser.
C) Insurance adjuster.
D) Insurance underwriter.

4. Which of the following is NOT a key factor in underwriting life insurance?

A) Tobacco use.
B) Marital status.
C) Age.
D) Family history.

5. Under a Long-Term Care policy, all of the following are Activities of Daily Living EXCEPT

A) talking.
B) eating.
C) dressing.
D) toileting.

Solutions: