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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Oklahoma State-Specific Knowledge | 28% | - Oklahoma Insurance Statutes and Rules
|
| General Insurance Knowledge | 72% | - Health and Accident Insurance Basics
|
Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
Which of the following is NOT a right of the life insurance policyowner?
- A. Select and change a beneficiary.
- B. Assign or transfer the policy.
- C. Borrow from the cash values.
- D. Revoke an absolute assignment.
Correct Answer: D 🗳️
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An alien insurer is which one of the following?
- A. One formed under the laws of a country other than the United States of America.
- B. One formed under the laws of a state geographically bordering Oklahoma.
- C. One formed under the laws of Oklahoma.
- D. One formed under the laws of a state other than Oklahoma.
Correct Answer: A 🗳️
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What is the correct term for an individual who is required to be licensed under the laws of this state to negotiate the sale of insurance?
- A. Insurance producer.
- B. Insurance appraiser.
- C. Insurance adjuster.
- D. Insurance underwriter.
Correct Answer: A 🗳️
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Which of the following is NOT a key factor in underwriting life insurance?
- A. Tobacco use.
- B. Marital status.
- C. Age.
- D. Family history.
Correct Answer: B 🗳️
Explanation: Only visible for FreeCram members. You can sign-up / login (it's free).
Under a Long-Term Care policy, all of the following are Activities of Daily Living EXCEPT
- A. talking.
- B. eating.
- C. dressing.
- D. toileting.
Correct Answer: A 🗳️
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