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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A notarized deed ensures that the

A) title is clear.
B) deed is legally binding.
C) title is transferred.
D) deed can be recorded.

2. An ALTA survey of the land could disclose all of the following EXCEPT

A) a property line lawsuit.
B) the improvements on the land.
C) a pond located on the land.
D) a violation of the setback line.

3. Which of the following is considered an involuntary lien?

A) federal tax lien
B) a life estate reservation
C) deed restriction
D) HELOC loan

4. Which of the following is excluded from coverage in the standard owner's policy?

A) recorded documentation on the title to real property without acknowledgment
B) lack of a right of access to and from the land
C) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
D) any law, ordinance, or governmental regulation without filed notice

5. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) tenancy in common.
B) joint tenancy.
C) real estate contract interest.
D) fee simple estate.

Solutions: