Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 OH-Life-Agent-Series-11-44 Certified Exam Dumps

OH-Life-Agent-Series-11-44 Exam Dumps

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Certification Provider: Ohio Department of Insurance
Exam Code / Number: OH-Life-Agent-Series-11-44
Exam Name: OHIO Life Insurance Agent Series 11-44
Exam Questions: 107
Last Updated: Jun 21, 2026
Corresponding Certification: OHIO Life Insurance

Go To OH-Life-Agent-Series-11-44 Questions

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

SectionWeightObjectives
Life Insurance Basics18%- Underwriting and policy issue
- Viatical settlements and specialized plans
- Determining coverage amounts
- Personal and business uses of life insurance
Insurance Regulation12%- State and federal insurance laws
- Licensing requirements and maintenance
- Continuing education requirements
- Disciplinary actions and penalties
- Resident and non-resident rules
Federal Tax Considerations12%- Modified Endowment Contracts (MECs)
- Tax treatment of annuities
- 1035 Exchanges and rollovers
- Taxation of life insurance proceeds
Types of Life Insurance Policies12%- Universal and indexed universal life
- Whole life and permanent life
- Group and credit life insurance
- Term life insurance
Policy Provisions, Options & Riders22%- Common policy riders
- Dividends, loans and withdrawals
- Nonforfeiture and settlement options
- Standard policy provisions
- Beneficiary designations
Annuities12%- Payment options and uses
- Immediate vs deferred annuities
- Fixed and specialty annuities
- Annuity principles and types
General Insurance Concepts12%- Risk management and insurable interest
- Agent authority and responsibilities
- Elements of insurance contracts
- Types of insurers and market conduct


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