Exam ICWIM Topic 1 Question 22 Discussion

Actual exam question for CISI's ICWIM exam
Question #: 22
Topic #: 1
For what reason is holding bearer shares potentially disadvantageous?

Suggested Answer: B Vote an answer

Bearer shares are physical certificates that grant ownership, and the rights to those shares are with the bearer.
If the certificate is lost or stolen, the investment could effectively be unrecoverable since ownership cannot be traced back to the investor.
* Not being publicly named (A): This is an advantage of bearer shares, not a disadvantage.
* Difficulty in valuation (C): Bearer shares' value is similar to registered shares based on market conditions.
* Impossible to sell part (D): Fractional transactions can still occur with bearer shares.
References:
* International Certificate in Wealth & Investment Management: Risks associated with different forms of equity ownership.
* Legal frameworks around bearer shares and their potential misuse in financial systems.

by Aldrich at Feb 10, 2026, 06:44 PM

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